pension advice for lesbians from Isis Financial Planners - serving the lesbian community

Lesbian Pension Advice

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lesbianfinance.info

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Isis Financial Planners

pension advice for lesbians from Isis Financial Planners - serving the lesbian community

 

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The Issues

bulletMany occupational pension schemes do not, as yet, recognise same-sex or unmarried couples.
bulletEven if you clearly state to your pension provider that you want the benefits to go to your partner, they may not follow your wishes.
bulletYou may have a paid-up pension that would die with you before or after your retirement.
 
The Effect On You...

If you have such a pension, your partner could be left with NO entitlement to your pension benefits on your death either pre or post retirement.

Even if you have completed an Expression of Wishes form (sometimes called Nomination of Beneficiary form), and stated that on your death your pension benefits should go to your partner, the pension provider may IGNORE your wishes.

What Next...

 

bulletIf you already have a pension, contact us to see how "gay friendly" it is.
bulletIf you are thinking of taking out a pension, contact us before you do, and make sure you know all the facts before you sign. 
bulletRead our Guide "Pension Planning For Gay Men & Lesbians".
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Read our Gay Times (December 2002) "Pensioned Off" article.

bulletHow much should you contribute into your pension? See the Financial Services Authority's Pension Calculator.

Following a bereavement, the last thing a partner will want to find out is that they have been left without any pension benefits. Make sure you know NOW how your pension provider is likely to behave. Talk to us.

Pensioned Off

One of our consultant's, Louis Letourneau, writes a regular column on financial issues for Gay Times magazine. Read what he had to say on pensions for lesbians and gay men. (December 2002).

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Pension Planning Guide For Lesbians & Gay Men

Read or download our detailed Guide on pension planning for lesbians and gay men.

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Contact Us

 
 

 

Isis Financial Planners Ltd is authorised and regulated by the Financial Services Authority. The Financial Services Authority does not regulate mortgages, deposit accounts,
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